**Description**

This course blends real-world financial topics and mathematical prowess, equipping you to make sound financial decisions with confidence. From understanding the wealth gap in the U.S. to unraveling the intricacies of loans, we’ll explore a wide range of financial subjects. Mathematical models will be your toolkit as we dive into earning, investing, spending, and borrowing. You’ll also gain essential skills, from managing paychecks and checking accounts to harnessing the power of compound interest. Discover the world of budgeting, credit building, and taxation while uncovering valuable community resources for financial transactions. By the end of the course, students will be well-equipped with the knowledge to achieve financial goals, establish good credit, explore rewarding career paths, access reliable financial information, and even test the waters of the stock market. Join us in “Math for Financial Empowerment” and make math your key to financial prosperity!

**State Standards**

AI.A-SSE.B.3.c – Use the properties of exponents to transform expressions for exponential functions.

For example, the expression 1.15t can be rewritten as (1.151/12)12t ≈ 1.01212t to reveal the approximate equivalent monthly interest rate if the annual rate is 15%.

AI.A-CED.A.4 – Rearrange formulas to highlight a quantity of interest using the same reasoning as in solving equations (Properties of equality).

For example, rearrange Ohm’s law R=V2/P to solve for voltage, V. Manipulate variables in formulas used in financial contexts such as for simple interest, I=Prt.

AI.F-IF.C.8.b – Use the properties of exponents to interpret expressions for exponential functions. Apply to financial situations such as identifying appreciation and depreciation rate for the value of a house or car some time after its initial purchase: Vn=P(1+r)n.

For example, identify percent rate of change in functions such as y = (1.02)t, y = (0.97)t, y = (1.01)12t, and y = (1.2)t /10, and classify them as representing exponential growth or decay.

**Supports Available to Students**

**Tier 1** (Supports provided **to ALL students**)

- Pear Deck Learning
- Next Gen Personal Finance: Online Arcade Games
- Budgeting and Saving – Money Magic, Payback, INFLUENC’D and Spent

- Investing – Build Your Stax

**Skills-learned**

- Budgeting, Credit Building, and Loan Management
- Identify Community Resources for Banking, Homebuying, and Other Financial Transactions
- Create and Analyze Mathematical Models to Make Decisions Related to Earning, Investing, Spending, and Borrowing